Global Fintech Fest 2025: India Balances Innovation and Regulation
Mumbai | October 9, 2025 — The Global Fintech Fest (GFF) 2025, hosted in Mumbai, highlighted India’s dominance in the fintech space — from UPI to digital lending — while also showcasing its cautious stance on cryptocurrencies and stablecoins.
India’s Fintech Vision
Union Finance Minister Nirmala Sitharaman emphasized India’s role as a “trusted technology innovator,” noting that digital payments have crossed ₹25 trillion monthly transactions. However, she reiterated the government’s concerns about unregulated crypto assets.
Policy Direction
Officials from the Reserve Bank of India (RBI) confirmed continued focus on CBDCs (Central Bank Digital Currency) and AI in credit scoring while discouraging volatile crypto speculation.
Industry Highlights
Over 2,000 companies and 15,000 delegates attended, including Google Pay, Razorpay, and PhonePe. Panels focused on financial inclusion, data protection, and women-led fintech startups.
Global Recognition
GFF 2025 cemented India’s status as the world’s fintech capital, attracting global investors while maintaining regulatory discipline.